There are two ways to think about rewards. The first is casual: you carry one or two cards, you redeem whenever you remember, and you’re happy with some free cash or a flight every year. The second is intentional: you…

The American Express Platinum is one of the few cards that can feel like a luxury lifestyle upgrade and a hard-nosed financial tool at the same time. Used well, it replaces expenses you already have—airport lounges instead of $28 salads,…

If you’re torn between the Sapphire Preferred and the Sapphire Reserve, you’re not alone. Both are excellent travel cards that earn the same points currency and access the same airline and hotel partners. Both come with meaningful protections that turn…

If your wallet is a random stack of plastic collected over the years, you’re probably leaving value on the table. The best credit card for 2025 isn’t necessarily the one screaming the biggest welcome bonus or the flashiest lounge photo—it’s…

If you spend $10,000 or more each month on digital advertising, your credit card strategy is not a side quest. It’s a meaningful lever on unit economics. A one-point difference in your effective return—say, 3% instead of 2%—on a six-figure…